For suppliers
Check whether a customer can pay before you deliver on invoice
Look up the customer by name or enterprise number, check the Health score and the suggested credit limit, then follow it in your watchlist.
Van Damme Bouw NV
BE 0789.456.123
Recommended credit limit
€125.000
Calculated on the last 3 annual accounts
Low risk
Solv.
35.2%
Liq.
1.42
Debt ratio
2.1x
Watchlist
- Van Damme Bouw 3.4 €125K
- Backx Metaalwerken 2.7 €30K
- De Wit Transport 1.5 €0
Sound familiar?
Before you give 30 days' credit
For suppliers and wholesalers who deliver to new customers on invoice.
Problem
- No insight into whether a new customer can actually pay.
- A customer in trouble is only noticed once the invoices are already outstanding.
- No notification when an existing customer files poor annual accounts.
- Looking up every customer separately at the NBB and the CBE takes time.
Solution
- See the Health score from 1 to 5 and the suggested credit limit for each customer.
- See risk signals such as negative equity, loss-making years or weak liquidity.
- Follow your customers in the watchlist and get an e-mail every morning when new annual accounts are filed or a director changes.
- Set up alert rules to find new companies that match your criteria, for example in your sector and region.
- Export your customer list with score and key figures to Excel.
CREDIT ASSESSMENT
Know whether your customer can pay before you deliver
Before you give a new customer 30 days' credit: check the Health score and the suggested credit limit, calculated on the last three annual accounts.
- Instant credit check
- A suggested credit limit, calculated on your customer's equity, liquidity and result.
- Credit limit
- Receive a calculated maximum credit limit based on financial ratios and health scores.
- Health score
- Each company receives a health score from 1 to 5 to help differentiate payment terms across your portfolio.
RISK SIGNALS
Spot trouble before it hits your bottom line
Risk signals on the company page show negative equity, loss-making years, weak liquidity, high social debts or a changed legal status.
- Early warning
- The signals are calculated from the last three annual accounts and the legal status in the CBE.
- Severity levels
- Each signal is rated by urgency (red or amber) so you can focus on the customers that need attention most.
- Evolution per financial year
- Check the key figures per financial year to see whether a problem is recent or has been dragging on for years.
WATCHLIST AND ALERT RULES
Know when a customer files new annual accounts
Follow your customers in the watchlist and get an e-mail every morning when new annual accounts are filed or a director changes. With alert rules you also find new companies that match your criteria.
- Filters as criteria
- Combine criteria such as solvency, sector and province. Every day, new companies and newly filed figures are checked against your rules.
- Daily or weekly overview
- Choose a daily or weekly overview of new matches per alert rule. The watchlist e-mail arrives every morning.
- Webhook integration
- Connect alert rules to your ERP or CRM via a webhook.
New companies in IT sector Antwerp
New companiesCompanies with solvency below 20%
FilterNew incorporations Ghent region
New companiesMAP & ACCESSIBILITY
Customers and prospects in your region on the map
Put customers and prospects on a map with drive-time zones and the average Health score per province (after logging in).
- Drive-time zones
- See which companies are reachable within 15, 30 or 45 minutes driving from a selected address.
- Provincial health score
- Switch to the province map and see the average Health score per province.
- Through to the company page
- Click a company on the map to go to its company page with key figures, score and directors.
How does Jaarrekening.be help suppliers?
What you find about a customer before you send the first invoice.
Credit check
A Health score and a suggested credit limit per customer, calculated on the last three annual accounts.
Risk signals
Negative equity, loss-making years, weak liquidity or high social debts appear as a signal on the company page.
Watchlist
Follow your customers and get an e-mail every morning when new annual accounts are filed or a director changes.
Alert rules
Find new companies that match your criteria, such as sector, province and solvency. By e-mail, daily or weekly.
Key figures
Equity, debts, liquidity and supplier credit in days on the Key figures tab.
Portfolio overview
Export your customer list with score and key figures to Excel (Pro).
Frequently asked questions
How much credit do I give a new customer?
The company page shows a suggested credit limit, calculated on the equity, liquidity and result from the last three annual accounts. It is a guideline, not a guarantee. Combine it with the Health score and your own experience with the customer.
Will I be notified when a customer deteriorates?
Yes, if you follow the customer. You get an e-mail every morning when a followed company files new annual accounts or changes a director; the figures and the score are updated daily from the NBB extract. Alert rules (Pro) also find new companies and newly filed figures that match your filters.
Can I see whether a customer pays its suppliers late?
Not per invoice: we do not have payment behaviour or outstanding invoices. What you do see is the supplier credit in days on the Key figures tab: how many days the company takes on average to pay its suppliers, calculated from the annual accounts. If that number rises year after year, that is a signal.
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