About Howden Belgium
Howden Belgium is a public limited company (NV/SA) based in Zaventem, founded in 2020. Its main activity is classified as "Activiteiten van verzekeringsagenten en -makelaars". For the 2025 financial year, Howden Belgium reported a loss of €7.3 million. That makes 5 loss-making financial years in a row for Howden Belgium. Revenue was not published, which is common for abbreviated accounts. The gross margin came to €5.2 million, up 47% on 2024. It employed an average of 37.7 full-time equivalents. Equity stands at €16.2 million, a solvency ratio of 35%. In 2021 it was -€1.6 million. 5 annual accounts are available, covering 2021 to 2025.
- Sectors
- Insurance companies
- Signals
-
Reporting lossesReporting losses € -7.25M
The company reported a loss in the latest financial year.
Poor liquidityPoor liquidity 0.57The current ratio is below 1: may be insufficient to cover short-term debt.
Negative cashflowNegative cashflow € -6.26MOperating cash flow was negative in the latest financial year.
Negative EBITDANegative EBITDA € -3.48MEBITDA is negative: operating activities are loss-making.
Strong equityStrong equity € 16.17MStrong equity provides a buffer against setbacks.
Low riskLow risk 34.6%Good solvency (> 30%) points to long-term financial stability.
Healthy social debtHealthy social debt 8.2%Social debts stay manageable relative to personnel costs.
- Investments
- Flanders Insurance 100%, Wdr Insurance Group 100%, Dwelshauvers Assurances 100%
Financial ratios
|
|
2025
|
2024
|
2023
|
2022
|
|---|---|---|---|---|
|
€
5.23M
|
€
3.56M
|
€
1.85M
|
€
662K
|
|
|
€
-3.48M
|
€
-1.99M
|
€
-527K
|
€
-638K
|
|
|
€
-7.25M
|
€
-5.29M
|
€
-1.13M
|
€
-591K
|
|
|
€
16.17M
|
€
-8.57M
|
€
-3.28M
|
€
-2.15M
|
|
|
34.61%
|
-23.08%
|
-28.76%
|
-32.23%
|
|
|
€
30.42M
|
€
45.72M
|
€
14.71M
|
€
8.82M
|
|
|
€
3.18M
|
€
2.65M
|
€
2.40M
|
€
176K
|
|
|
37.70
|
51.60
|
18
|
11.50
|
Publications 9
All publications- Ontslagen - Benoemingen 09/07/2024
- Rubriek Herstructurering (Fusie, Splitsing, Overdracht Vermogen, Enz...) 26/10/2023
- Rubriek Herstructurering (Fusie, Splitsing, Overdracht Vermogen, Enz...) 21/08/2023
- Ontslagen - Benoemingen 19/06/2023
- Maatschappelijke Zetel - Ontslagen - Benoemingen - Diversen 22/11/2022
Frequently asked questions
Answers to the most common questions about Howden Belgium, based on official government data and the filed annual accounts.
What is the VAT number of Howden Belgium?
The VAT number of Howden Belgium is BE0745.664.635.
How many employees work at Howden Belgium?
In 2025, Howden Belgium employed 37.70 full-time equivalents (FTE).
When was Howden Belgium established?
Howden Belgium was founded in 27-03-2020.
What is the official address of Howden Belgium?
The official address of Howden Belgium is Belgicastraat 1 Zaventem 1930.
What is the legal form of Howden Belgium?
The juridical form of Howden Belgium is Public limited company (NV/SA).
What is the annual revenue of Howden Belgium?
The 2025 accounts of Howden Belgium do not report revenue. Smaller companies that file abbreviated accounts are not required to publish it.
Is Howden Belgium a reliable company?
Howden Belgium is a registered Rechtspersoon with company number 0745.664.635 and can be verified through the official CBE database.
What is the credit limit of Howden Belgium?
The estimated credit limit of Howden Belgium is €610,248.
Is Howden Belgium still active?
Howden Belgium currently has the status "Normal situation" and is active.