What does Lcl do?
LCL is a financial services company that specializes in banking and insurance solutions for individuals and businesses. It offers a range of products including savings accounts, loans, and investment services. The company is committed to providing personalized service and innovative financial solutions to meet the diverse needs of its clients.
- Signals
-
Poor liquidityPoor liquidity 0.40
The current ratio is below 1: may be insufficient to cover short-term debt.
ProfitableProfitable € 2.43MThe company reported a positive net result in the latest financial year.
Strong equityStrong equity € 13.81MStrong equity provides a buffer against setbacks.
Positive cashflowPositive cashflow € 10.72MPositive operating cash flow in the latest financial year.
Positive EBITDAPositive EBITDA € 16.73MPositive EBITDA: operating activities are profitable.
High turnoverHigh turnover € 35.43MSubstantial turnover in the latest financial year.
Healthy social debtHealthy social debt 16.1%Social debts stay manageable relative to personnel costs.
- Investments
- Lcl Energy 100%, Lcl Wallonia One 100%, Lcl Solar Energy 100%
Financial ratios
|
|
2025
|
2024
|
2023
|
2022
|
|---|---|---|---|---|
|
€
35.43M
|
€
24.94M
|
€
24.75M
|
€
13.01M
|
|
|
€
16.73M
|
€
9.64M
|
€
10.43M
|
€
1.33M
|
|
|
€
2.43M
|
€
-428K
|
€
1.12M
|
€
-902K
|
|
|
€
13.81M
|
€
11.04M
|
€
11.47M
|
€
7.46M
|
|
|
6.72%
|
6.66%
|
9.31%
|
7.74%
|
|
|
€
191.56M
|
€
154.65M
|
€
111.67M
|
€
88.83M
|
|
|
€
6.11M
|
€
7.19M
|
€
11.39M
|
€
7.71M
|
|
|
44.10
|
41.30
|
36.50
|
29.60
|
Publications 43
All publications- Ontslagen - Benoemingen 05/02/2024
- Statuten (Vertaling, Cordinatie, Overige Wijzigingen, ) 20/12/2023
- Diversen 04/09/2023
- Statuten (Vertaling, Cordinatie, Overige Wijzigingen, ) - Kapitaal - Aandelen - Ontslagen - Benoemingen 28/08/2023
- Ontslagen - Benoemingen 26/08/2022
Frequently asked questions
Answers to the most common questions about Lcl, based on official government data and the filed annual accounts.
What is the VAT number of Lcl?
The VAT number of Lcl is BE0457.116.458.
How many employees work at Lcl?
In 2025, Lcl employed 44.10 full-time equivalents (FTE).
When was Lcl established?
Lcl was founded in 26-01-1996.
What is the official address of Lcl?
The official address of Lcl is Kouterveldstraat 13 Machelen (Brab.) 1831.
What is the legal form of Lcl?
The juridical form of Lcl is Public limited company (NV/SA).
What is the annual revenue of Lcl?
The revenue of Lcl for the 2025 financial year was €35,432,891.
What does Lcl do?
LCL is a financial services company that specializes in banking and insurance solutions for individuals and businesses. It offers a range of products including savings accounts, loans, and investment services. The company is committed to providing personalized service and innovative financial solutions to meet the diverse needs of its clients.
Is Lcl a reliable company?
Lcl is a registered Rechtspersoon with company number 0457.116.458 and can be verified through the official CBE database.
What is the credit limit of Lcl?
The estimated credit limit of Lcl is €10,000,000.
Is Lcl still active?
Lcl currently has the status "Normal situation" and is active.