About Sibova Insurance
Sibova Insurance is a public limited company (NV/SA) based in Hasselt, founded in 1989. Its main activity is classified as "Activiteiten van verzekeringsagenten en -makelaars". For the 2025 financial year, Sibova Insurance reported a loss of €20,622. A year earlier, in 2024, it still made a profit of €112,727. Revenue was not published, which is common for abbreviated accounts. The gross margin came to €699,305. It employed an average of 9.9 full-time equivalents. Equity stands at €768,632, a solvency ratio of 34%. In 2010 it was €40,535. 16 annual accounts are available, covering 2010 to 2025.
- Sectors
- Insurance companies
- Signals
-
Reporting lossesReporting losses € -21K
The company reported a loss in the latest financial year.
Strong equityStrong equity € 769KStrong equity provides a buffer against setbacks.
Low riskLow risk 34.0%Good solvency (> 30%) points to long-term financial stability.
Positive cashflowPositive cashflow € 125KPositive operating cash flow in the latest financial year.
Positive EBITDAPositive EBITDA € 180KPositive EBITDA: operating activities are profitable.
Healthy social debtHealthy social debt 18.9%Social debts stay manageable relative to personnel costs.
- Shareholders
- T.g.s. 37,5%
Financial ratios
|
|
2025
|
2024
|
2023
|
2022
|
|---|---|---|---|---|
|
€
699K
|
€
693K
|
€
408K
|
€
534K
|
|
|
€
180K
|
€
291K
|
€
-2K
|
€
144K
|
|
|
€
-21K
|
€
113K
|
€
-52K
|
€
12K
|
|
|
€
769K
|
€
273K
|
€
161K
|
€
213K
|
|
|
34.00%
|
24.57%
|
13.77%
|
15.38%
|
|
|
€
1.49M
|
€
839K
|
€
1.01M
|
€
1.17M
|
|
|
€
5K
|
€
11K
|
€
5K
|
€
7K
|
|
|
9.90
|
7
|
6.90
|
7.80
|
Publications 34
All publications- Ontslagen - Benoemingen 04/12/2025
- Statuten (Vertaling, Cordinatie, Overige Wijzigingen, ) - Kapitaal - Aandelen 26/08/2025
- Ontslagen - Benoemingen 23/06/2025
- Maatschappelijke Zetel 12/02/2025
- Maatschappelijke Zetel - Ontslagen - Benoemingen 09/04/2020
Frequently asked questions
Answers to the most common questions about Sibova Insurance, based on official government data and the filed annual accounts.
What is the VAT number of Sibova Insurance?
The VAT number of Sibova Insurance is BE0439.457.906.
How many employees work at Sibova Insurance?
In 2025, Sibova Insurance employed 9.90 full-time equivalents (FTE).
When was Sibova Insurance established?
Sibova Insurance was founded in 20-12-1989.
What is the official address of Sibova Insurance?
The official address of Sibova Insurance is Grote Lindestraat 43A/1.1 Hasselt 3500.
What is the legal form of Sibova Insurance?
The juridical form of Sibova Insurance is Public limited company (NV/SA).
What is the annual revenue of Sibova Insurance?
The 2025 accounts of Sibova Insurance do not report revenue. Smaller companies that file abbreviated accounts are not required to publish it.
Is Sibova Insurance a reliable company?
Sibova Insurance is a registered Rechtspersoon with company number 0439.457.906 and can be verified through the official CBE database.
What is the credit limit of Sibova Insurance?
The estimated credit limit of Sibova Insurance is €164,021.
Is Sibova Insurance still active?
Sibova Insurance currently has the status "Normal situation" and is active.