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For the self-employed

Search a company by name or VAT number and see the Health score from 1 to 5, calculated on the annual accounts filed with the National Bank. No accountant or prior knowledge needed.

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For companies

Sales, finance and credit control work on the same lists, with the figures from the National Bank and the CBE.

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For accountants

Follow the filings of all your client files, compare their ratios with the sector and see who holds a mandate in which company.

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For notaries

Directors, shareholders, amendments to the articles and the latest annual accounts of every Belgian company, from the CBE, the Official Gazette and the National Bank.

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For legal professionals

See the latest annual accounts, the directors and their other mandates of a client or counterparty. Before the first meeting you know who you are dealing with and whether a claim is worth pursuing.

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For investors

See the profit, equity, debts and directors of a Belgian SME from the filed annual accounts, before the first meeting with the founders.

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For suppliers

Look up the customer by name or enterprise number, check the Health score and the suggested credit limit, then follow it in your watchlist.

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For consultants

Build the list of every player in a sector and region and see where each company stands against its sector peers. The figures come from the annual accounts filed with the National Bank and go straight to Excel.

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For banks

Credit analysts, leasing companies and credit insurers see the Health score, ratios and directors of every Belgian company. Through the API you pull the same data into your own scoring model, with a monthly allowance per plan and additional packages.

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For journalists

Directors, shareholders, figures and Official Gazette publications of every Belgian company, on one page.

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Insights

Articles on reading annual accounts, ratios and bankruptcy risk.

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Guides

Step by step: company lists, monitoring, exports and comparisons.

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Featured

Bankruptcies in Belgium, the figures by month, sector and province

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BC

B&A Construct

BE0794.917.770

Augustin Delportestraat 86 Elsene 1050

Financial ratios	2024	2023

Gross margin	€ 13K	€ 26K
Profit	€ 1K	€ 5K
Equity	€ 10K	€ 8K
Credit limit	€ 1K	€ 7K
Taxes	€ 6K	€ 4K
Salaries and Social Security Contributions	€ 12K	€ 18K
Dividends
Dividend payout


EBITDA	€ 2K	€ 8K
EBIT	€ 2K	€ 7K
Net profit	€ 1K	€ 5K
Capex


Cash	€ 6K
Cashflow	€ 1K	€ 7K
Working capital	€ 10K	€ 8K
Current ratio	1.23	1.40
Quick ratio	1.23	1.40
Working capital ratio	1.23	1.40


Assets	€ 50K	€ 30K
Debt	€ 41K	€ 21K
Short-term debt	€ 41K	€ 21K
Long-term debt
Solvability	19.02%	28.48%
Long term debt ratio
Debt / EBITDA	25.36	2.49
Interest Coverage Ratio


Gross profitability	12.06%	80.40%
Net profitability	12.06%	64.37%
Return On Assets (ROA)	2.29	18.33
Return On Equity (ROE)	12.06	64.37


Customer credit
Supplier credit
Days Sales Outstanding (DSO)
Days Sales of Inventory (DSI)
Inventory Turnover Ratio


Employees
Staff cost per employee