About Credofin
Credofin is a private limited company (BV/SRL) based in Lievegem, founded in 2007. Its main activity is classified as "Activiteiten van verzekeringsagenten en -makelaars". For the 2025 financial year, Credofin reported a loss of €15,665. A year earlier, in 2024, it still made a profit of €13,587. Revenue was not published, which is common for abbreviated accounts. The gross margin came to €900,328, up 164% on 2024. It employed an average of 7.7 full-time equivalents. Equity stands at €256,027, a solvency ratio of 12%. In 2008 it was €22,574. 18 annual accounts are available, covering 2008 to 2025.
- Signals
-
Reporting lossesReporting losses € -16K
The company reported a loss in the latest financial year.
Poor liquidityPoor liquidity 0.61The current ratio is below 1: may be insufficient to cover short-term debt.
Strong equityStrong equity € 256KStrong equity provides a buffer against setbacks.
Positive cashflowPositive cashflow € 283KPositive operating cash flow in the latest financial year.
Positive EBITDAPositive EBITDA € 318KPositive EBITDA: operating activities are profitable.
Healthy social debtHealthy social debt 15.5%Social debts stay manageable relative to personnel costs.
- Shareholders
- Fena 33,33%
Financial ratios
|
|
2025
|
2024
|
2023
|
2022
|
|---|---|---|---|---|
|
€
900K
|
€
342K
|
€
308K
|
€
410K
|
|
|
€
318K
|
€
115K
|
€
97K
|
€
227K
|
|
|
€
-16K
|
€
14K
|
€
16K
|
€
96K
|
|
|
€
256K
|
€
260K
|
€
246K
|
€
276K
|
|
|
12.23%
|
28.91%
|
42.82%
|
37.97%
|
|
|
€
1.83M
|
€
625K
|
€
312K
|
€
431K
|
|
|
€
90K
|
€
88K
|
€
164K
|
€
261K
|
|
|
7.70
|
3.10
|
3.10
|
3.10
|
Publications 20
All publications- Kapitaal - Aandelen - Ontslagen - Benoemingen - Rubriek Herstructurering (Fusie, Splitsing, Overdracht Vermogen, Enz...) 04/08/2025
- Maatschappelijke Zetel - Rubriek Herstructurering (Fusie, Splitsing, Overdracht Vermogen, Enz...) 26/05/2025
- Statuten (Vertaling, Cordinatie, Overige Wijzigingen, ) - Wijziging Rechtsvorm - Ontslagen - Benoemingen - Doel 10/12/2020
- Ontslagen - Benoemingen - Wijziging Rechtsvorm 14/04/2020
- Maatschappelijke Zetel 16/01/2019
Frequently asked questions
Answers to the most common questions about Credofin, based on official government data and the filed annual accounts.
What is the VAT number of Credofin?
The VAT number of Credofin is BE0892.874.805.
How many employees work at Credofin?
In 2025, Credofin employed 7.70 full-time equivalents (FTE).
When was Credofin established?
Credofin was founded in 17-10-2007.
What is the official address of Credofin?
The official address of Credofin is Molendreef 13 Lievegem 9920.
What is the legal form of Credofin?
The juridical form of Credofin is Private limited company (BV/SRL).
What is the annual revenue of Credofin?
The 2025 accounts of Credofin do not report revenue. Smaller companies that file abbreviated accounts are not required to publish it.
Is Credofin a reliable company?
Credofin is a registered Rechtspersoon with company number 0892.874.805 and can be verified through the official CBE database.
What is the credit limit of Credofin?
The estimated credit limit of Credofin is €233,189.
Is Credofin still active?
Credofin currently has the status "Normal situation" and is active.