About Heartwise Advice
Heartwise Advice is a public limited company (NV/SA) based in Gent, founded in 2009. Its main activity is classified as "Activiteiten van verzekeringsagenten en -makelaars". For the 2025 financial year, Heartwise Advice reported a profit of €144,591. That makes 16 profitable financial years in a row for Heartwise Advice. Revenue was not published, which is common for abbreviated accounts. The gross margin came to €167,712, up 1.5% on 2024. Equity stands at €693,399, a solvency ratio of 67%. In 2010 it was €19,223. 16 annual accounts are available, covering 2010 to 2025.
- Sectors
- Insurance companies
- Signals
-
ProfitableProfitable € 145K
The company reported a positive net result in the latest financial year.
Strong equityStrong equity € 693KStrong equity provides a buffer against setbacks.
Low riskLow risk 66.9%Good solvency (> 30%) points to long-term financial stability.
Good liquidityGood liquidity 3.02A healthy current ratio (≥ 1.5): enough current assets to cover short-term debt.
Positive cashflowPositive cashflow € 146KPositive operating cash flow in the latest financial year.
Positive EBITDAPositive EBITDA € 167KPositive EBITDA: operating activities are profitable.
Financial ratios
|
|
2025
|
2024
|
2023
|
2022
|
|---|---|---|---|---|
|
€
168K
|
€
165K
|
€
198K
|
€
102K
|
|
|
€
167K
|
€
220K
|
€
195K
|
€
276K
|
|
|
€
145K
|
€
213K
|
€
167K
|
€
213K
|
|
|
€
693K
|
€
639K
|
€
624K
|
€
549K
|
|
|
66.89%
|
68.89%
|
68.68%
|
64.51%
|
|
|
€
343K
|
€
288K
|
€
228K
|
€
245K
|
|
|
€
145K
|
€
181K
|
€
162K
|
€
26K
|
Publications 21
All publications- Benaming - Maatschappelijke Zetel 04/11/2026
- Statuten (Vertaling, Cordinatie, Overige Wijzigingen, ) - Diversen - Ontslagen - Benoemingen 31/05/2024
- Ontslagen - Benoemingen 23/09/2022
- Me. - Jaarrekening 30.09.2016, Ggk 30.03.2017, Ngl 09.05.2017 17116-0210-013 17/05/2017
- Ontslagen - Benoemingen 03/01/2017
Frequently asked questions
Answers to the most common questions about Heartwise Advice, based on official government data and the filed annual accounts.
What is the VAT number of Heartwise Advice?
The VAT number of Heartwise Advice is BE0816.591.134.
When was Heartwise Advice established?
Heartwise Advice was founded in 30-06-2009.
What is the official address of Heartwise Advice?
The official address of Heartwise Advice is Gaston Crommenlaan 8 Gent 9050.
What is the legal form of Heartwise Advice?
The juridical form of Heartwise Advice is Public limited company (NV/SA).
What is the annual revenue of Heartwise Advice?
The 2025 accounts of Heartwise Advice do not report revenue. Smaller companies that file abbreviated accounts are not required to publish it.
Is Heartwise Advice a reliable company?
Heartwise Advice is a registered Rechtspersoon with company number 0816.591.134 and can be verified through the official CBE database.
Is Heartwise Advice still active?
Heartwise Advice currently has the status "Normal situation" and is active.